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Investing in the Age of AI

Build Loyalty Through Climate Engagement Tools

Engage Customers with Climate Insights That Matter

Integrate a climate engagement journey into your banking app, guiding customers from awareness to action and measurable impact.

Trusted by Leading Financial Institutions

Banks Are Missing the Moment on Climate Engagement

Over 90% of consumers want to make more sustainable choices, but most lack the tools, guidance, or incentives to follow through. Retail banks are uniquely positioned to meet this demand, yet few offer meaningful climate engagement. It’s a missed opportunity to drive both impact and stronger customer relationships.

Our Solution, at a Glance

An in-app sustainability journey from awareness to action

Make Climate Action Part of the Banking Experience

Designed for proven impact on the planet and your business

Carbon and water footprint calculations

Backed by science-based research, calculations use merchant and country-level data, not global averages.

Climate insights - personalized and gamified

Offer contextual, lifestyle-based tips and reward incentives to help users reduce their climate impact and build climate awareness.

Climate positive actions

Help users take climate action with with green loan offers, donation tools, and access to carbon credits.

Creating awareness and understanding of greenhouse gas emissions enables small business owners to take a first step in understanding the potential climate impact of the business expenses paid through their HSBC Kinetic Debit Card, which is why we have launched the Carbon Insights tool

Peter McIntyre
Head of Business Banking, HSBC UK​

What We Stand For

Why we do better? Proven impact and transparency

Designed for proven impact at scale

Our solution is designed with behavioral science principles and personalization to match their lifestyles and preferences. Clients have seen proven reductions in environmental footprint and increases in customer loyalty and profitability.

Transparency and relevancy at our core

We use detailed country and merchant-level data to tailor insights for relevancy. To ensure full transparency, we pioneered the industry’s only open-source carbon calculation methodology. The solution is also ISAE 3000 certified for credibility and compliance.

FAQs

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Contact us

  • How do you calculate carbon and water emissions?

    The calculations are based on a user’s payment transactions through a retail bank, with a methodology that maximizes relevancy and transaprency. Calculations are applied using localized and merchant level data and the industry’s only open source calculation methodology.

  • What kind of tips and insights are provided to customers?

    Our tips and insights are personalized content pieces that give actionable recommendations on how to live more sustainably and reduce your personal footprint. There are also climate-educational pieces that provide users with facts and figures related to climate change.

  • How is the experience personalized to users?

    Our feedback loops enable the user to refine and personalize their footprint based on their actual behavior and lifestyle. Based on the user input, the environmental footprint of a single transaction or all future transactions of a transaction category is updated.

  • What FinTech institutions are in your partner network?

    We are a global sustainability technology partner of Visa and Tink. We are also partnered with other leading financial technology platforms including TSYS, Mambu, Cloverly, and more.

Research and Insights

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Every AI investment workflow runs on data. The question isn't whether yours uses AI, it's whether the sustainability data underneath it is worth trusting.

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May 13, 2026
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