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Build Loyalty Through Climate Engagement Tools

Engage Customers with Climate Insights That Matter

Integrate a climate engagement journey into your banking app, guiding customers from awareness to action and measurable impact.

Two smartphone screens side by side showing a Sustainability Dashboard: left screen shows Your CO2e balance (6.2 t CO2e) with a monthly impact bar chart; right screen shows GFP Groceries (26 kg CO2e) with a shopping image beneath a 'Reduce household's food waste' section.

Trusted by Leading Financial Institutions

  • Upcoop wordmark logo in gray on a black background.
  • Tatra Banka logo with three gray diagonal bars, 'TB' letters, and 'TATRA BANKA' text beneath.
  • QIB logo: circle with the letters 'QIB' and the Arabic word المصرف to the right, representing the Qatar Islamic Bank brand.
  • Mashreq logo with grey Arabic script beside the English word ‘mashreq’ and a stylized grey leaf motif on a black background.
  • Vancity logo wordmark in gray
  • Bank al Etihad logo with a geometric flower emblem and bilingual Arabic-English text.
  • Alpha Bank logo with a circular emblem to the left and the 'ALPHA BANK' wordmark to the right.
  • ABB logo featuring a gray circular emblem and the text "ABB" with the caption "Azərbaycan Beynəlxalq Bankı"

Banks Are Missing the Moment on Climate Engagement

Over 90% of consumers want to make more sustainable choices, but most lack the tools, guidance, or incentives to follow through. Retail banks are uniquely positioned to meet this demand, yet few offer meaningful climate engagement. It’s a missed opportunity to drive both impact and stronger customer relationships.

Our Solution, at a Glance

An in-app sustainability journey from awareness to action

Make Climate Action Part of the Banking Experience

Designed for proven impact on the planet and your business
Bank app screen showing a groceries transaction with 27 kg CO2e and a tip to reduce household food waste, Axel Groceries highlighted.

Carbon and water footprint calculations

Backed by science-based research, calculations use merchant and country-level data, not global averages.

Climate insights - personalized and gamified

Offer contextual, lifestyle-based tips and reward incentives to help users reduce their climate impact and build climate awareness.
Card with the message: Climate-friendly food is local, organic and plant-based!, with a noodle bowl illustration in the top-right.

Climate positive actions

Help users take climate action with with green loan offers, donation tools, and access to carbon credits.
Overlapping cards in a carousel labeled 'Recommended Project' showing ArgoEcology in Lecce Italy, Bladnoch Distillery Biochar in the UK, and Marshall Farms Regenerative Agriculture in Canada.

Introducing features that increase visibility over carbon emissions information for our clients is a step in the right direction that increases climate awareness and aligns with our ambitions to accelerate positive environmental impact.

Fernando Morillo
Group Head of Retail Banking, Mashreq​

What We Stand For

Why we do better? Proven impact and transparency

Designed for proven impact at scale

Our solution is designed with behavioral science principles and personalization to match their lifestyles and preferences. Clients have seen proven reductions in environmental footprint and increases in customer loyalty and profitability.
Panel titled 'Your Largest CO2 Emitters' with airplane icon showing 200 kg and a document icon showing 69.7 kg; a green card to the side reads 'Positive Impact' with a person holding a globe.

Transparency and relevancy at our core

We use detailed country and merchant-level data to tailor insights for relevancy. To ensure full transparency, we pioneered the industry’s only open-source carbon calculation methodology. The solution is also ISAE 3000 certified for credibility and compliance.
Bar chart of CO2e balance over six months with two-tone bars; final value: 6.2 t CO2e, above country average of 4.6 t.

FAQs

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Contact Us

  • How do you calculate carbon and water emissions?

    The calculations are based on a user’s payment transactions through a retail bank, with a methodology that maximizes relevancy and transaprency. Calculations are applied using localized and merchant level data and the industry’s only open source calculation methodology.

  • What kind of tips and insights are provided to customers?

    Our tips and insights are personalized content pieces that give actionable recommendations on how to live more sustainably and reduce your personal footprint. There are also climate-educational pieces that provide users with facts and figures related to climate change.

  • How is the experience personalized to users?

    Our feedback loops enable the user to refine and personalize their footprint based on their actual behavior and lifestyle. Based on the user input, the environmental footprint of a single transaction or all future transactions of a transaction category is updated.

  • What FinTech institutions are in your partner network?

    We are a global sustainability technology partner of Visa and Tink. We are also partnered with other leading financial technology platforms including TSYS, Mambu, Cloverly, and more.

Research and Insights

Latest news and articles

October 9, 2026
Regulatory Compliance

EBA Pillar 3 and Climate Stress Testing: What Changes for EU Banks

The EBA's new Pillar 3 ESG rules reach every EU bank, and climate joins the 2027 stress test. Here's what changes, who is in scope and when it applies.

Read More
October 9, 2026
Regulatory Compliance

ESG Ratings Regulation: what investors should ask now

The EU ESG Ratings Regulation is live. Learn what has changed for investors, where ESMA authorisation stands and the key questions to ask your rating providers.

Read More
September 1, 2026
Climate

The Target-CapEx Disconnect: Why Climate Pledges Don’t Equal Transition Financing

Ambitious climate targets barely lift green CapEx: 27% vs 25% for companies with no target. Economics, not pledges, drive transition spending.

Read More

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