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Unlock New Ways to Engage Customers with Everyday Banking

Turn engagement into insights, and insights into revenue.

Retail banks are looking for new ways to build loyalty and drive growth. Clarity AI makes it easy to embed sustainability features into your banking app, turning customer demand into measurable business value.

Trusted by Leading Firms

  • Upcoop wordmark logo in gray on a black background.
  • Tatra Banka logo with three gray diagonal bars, 'TB' letters, and 'TATRA BANKA' text beneath.
  • QIB logo: circle with the letters 'QIB' and the Arabic word المصرف to the right, representing the Qatar Islamic Bank brand.
  • Mashreq logo with grey Arabic script beside the English word ‘mashreq’ and a stylized grey leaf motif on a black background.
  • Vancity logo wordmark in gray
  • Bank al Etihad logo with a geometric flower emblem and bilingual Arabic-English text.
  • Alpha Bank logo with a circular emblem to the left and the 'ALPHA BANK' wordmark to the right.
  • ABB logo featuring a gray circular emblem and the text "ABB" with the caption "Azərbaycan Beynəlxalq Bankı"

Customers Are Churning. Expectations Are Changing.

Retail banking customers expect more from their digital experience, and sustainability is quickly becoming part of that expectation. But most banks are still focused on transactional features, missing the deeper engagement customers want. Clarity AI helps you integrate real-time sustainability insights into everyday banking, turning ordinary interactions into loyalty-building moments.

Turn Everyday Banking into Everyday Engagement

Know your customers. Deepen engagement. Unlock new revenue.

Drive Customer Engagement

Increase customer Net Promoter Score (NPS), retention, and loyalty by offering personalized sustainability insights—like carbon footprint tracking and lifestyle nudges—directly through your banking app, powered by Clarity AI.
AXVBank App notification: 'You're a climate hero!' about saving CO2e by going vegan, over a screen showing 83 kg CO2e in Shopping and a 'Your Shopping Impact' chart.

Unlock New Customer Insights

Access exclusive data on user behavior and preferences to improve segmentation, power personalized experiences, and uncover new growth opportunities directly from your digital banking channels.
Infographic-style panel: text says 'Air drying over tumble drying!' with a clothesline and laundry appliances above, suggesting air drying benefits.

Turn Engagement Into Revenue

Deeper engagement leads to stronger customer relationships and higher share of wallet. Promote green financial products that align with your customers’ values and help them drive cost savings, unlocking new revenue opportunities.
Stacked rounded panels showing solar panels financing options: Solar panels as the main card with a Find out more button; above are Green Financing and Electric Vehicle Loans panels with icons.

Our Frameworks

Designed for impact, powered by AI and behavioral science

Educate on the environmental impact of everyday purchases

Give users a personalized CO2e and water footprint for every transaction, using the only transparent, localized calculation methodology in the industry along with Clarity AI's extensive merchant emissions database.
Infographic card: James Apparel’s clothes shopping carbon footprint is 7.9 kg CO2e, about 9 hours of tumble-dryer use, with a green circular suit icon on the left.

Engage with insights on how to reduce their carbon footprint

Provide customers with insights on ways to reduce their carbon footprint, such as lifestyle-specific tips and insights and loyalty programs that incentivize climate positive spending.
Informational card about driving impact: 'How you drive matters!' with a pink car overlapping the top right.

Drive demand for financial products that enable sustainability

Promote green loans for home improvements and EVs by connecting climate insights to real choices, alongside options for carbon credits and donations to sustainability projects.
Illustration of solar panels with a person, promoting renewable energy, and a Learn more button on a rounded card.

Introducing features that increase visibility over carbon emissions information for our clients is a step in the right direction that increases climate awareness and aligns with our ambitions to accelerate positive environmental impact.

Fernando Morillo
Group Head of Retail Banking, Mashreq​

Why Do Leading Companies Choose Clarity AI?

Add carbon footprint tracking, lifestyle tips, and green product nudges directly into your banking app. Clarity AI helps you meet customer demand for sustainability while increasing engagement, loyalty, and share of wallet.

Designed for Measurable Impact at Scale

Our solution is grounded in behavioral science and built for scale. Banks using our tools have seen measurable reductions in users’ environmental footprints alongside meaningful gains in customer loyalty and overall profitability.
Dashboard cards: 'Your Largest CO2 Emitters' with airplane icon and 200 kg, another item showing 69.7 kg, plus a green card 'Positive Impact' with a person holding a globe.

Built on Transparency and Precision

We use detailed country and merchant-level data ensure insights are relevant and actionable. Our open-source carbon calculation methodology—an industry first—offers full transparency, and our solution is ISAE 3000 certified across both consumer and small business segments.
Bar chart of emissions (dark) and contributions (teal) by month Jun–Nov, showing total CO2e balance around 6.2 t with text 'Your CO2e balance over the last 6 months' and note 'Above the country average of 4.6 t' in a white card.

FAQs

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Contact Us

  • What kind of results can I expect with Clarity AI?

    Our retail banking solution has clear results on both climate impact and ROI. We have observed scaled trends of 13% reduction in CO2e emissions per user and a 10% increase in average weekly transactions, based off data from several retail banks globally over multiple quarters.

  • Which retail banks already use Clarity AI in their banking apps?

    We are currently live with retail banks all over the world, including HSBC (UK), Mashreq (UAE), Piraeus (Greece), Vancity (Canada), and Qatar Islamic Bank.

  • How many people use Clarity AI through their retail bank?

    Our solution currently reaches millions of consumers and small businesses globally through our retail banking clients globally

  • What FinTech institutions are in your partner network?

    We are a global sustainability technology partner of Visa and Tink. We are also partnered with other leading financial technology platforms including TSYS, Mambu, Cloverly, G+D Netcetera and more.

Research and Insights

Latest news and articles

October 9, 2026
Regulatory Compliance

EBA Pillar 3 and Climate Stress Testing: What Changes for EU Banks

The EBA's new Pillar 3 ESG rules reach every EU bank, and climate joins the 2027 stress test. Here's what changes, who is in scope and when it applies.

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October 9, 2026
Regulatory Compliance

ESG Ratings Regulation: what investors should ask now

The EU ESG Ratings Regulation is live. Learn what has changed for investors, where ESMA authorisation stands and the key questions to ask your rating providers.

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September 1, 2026
Climate

The Target-CapEx Disconnect: Why Climate Pledges Don’t Equal Transition Financing

Ambitious climate targets barely lift green CapEx: 27% vs 25% for companies with no target. Economics, not pledges, drive transition spending.

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